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Minimising Problem Loans
Join Your Industry Peers and Enhance Your Professional Development
Omega Performance is offering Minimising Problem Loans—a one-day, highly interactive workshop to give you and your colleagues the skills and knowledge needed to accelerate commercial lending performance.
Select a venue/date below:
26 February 2009
27 August 2009
Melbourne:
24 February 2009
26 August 2009
Auckland:
17 February 2009
20 August 2009
Join us in Sydney, Melbourne or Auckland and leave the one-day, information-rich workshop better prepared to:
- Identify potential credit risks related to loan structuring, underwriting and documentation.
- Gather information required to monitor borrower relationships for changes in risk, including determining the appropriate level of monitoring and identifying information required.
- Evaluate changes in credit risk that require action, including assessing internal and external factors and recognising and evaluating early warning signals.
- Select appropriate solutions to solve emerging credit problems by using strategies that optimise the outcome for the institution.
- Recognise lending situations that entail legal risk or exposure to lender liability.
- Identify the potential impact of problem loans on the institution.
Minimising Problem Loans will cover the following topics:
- The principles of credit analysis and context of loan management as part of Omega Performance's exclusive Decision Strategy, a step-by-step process for investigating, analysing and interpreting borrower information.
- Loan review, loan management, performance monitoring and early warning signals with applicable case studies.
- Problem recognition and analysis in order to determine an appropriate strategy (workout/restructure, refinance, liquidation).
- Legal issues concerning:
- Acceleration
- Cancellation/halting advances
- Waiving loan covenants
- Guarantees
- Bankruptcy
- Fraudulent conveyance
- Excessive control
- Due diligence
- Environmental laws
Our Facilitators:
Jim Cassidy, Omega Performance consultant for Asia/Pacific, is a key facilitator of Omega’s credit programs throughout Australia. Prior to joining Omega, Jim worked in the credit training area where he and his team trained over 1,800 business banking employees. Jim has over 15 years of experience in frontline lending positions, both in retail and commercial lending.
Ken Gibson, Omega Performance consultant for Asia/Pacific, has 20 years of experience in education and learning and development. He has held various managerial positions within the banking industry in the areas of organisational learning and development and commercial banking, as well as managerial lending positions in both retail and commercial banking. Ken is a skilled facilitator in the areas of sales, management, credit, personal development and formal accounting streams.