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Articles - Credit

  • "When You are up to Your Waist in Alligators it is Hard to Remember You Started Out to Drain the Swamp" or, "Remember When Real Estate Loans Made Us Lots of Money?"
    Omega Performance Article
    It is no secret that the commercial real estate market is following the same negative trends we have seen in the residential real estate markets over the past year.  It is also no secret that many financial institutions have long held to the premise that: "If you lend on dirt, you can't get hurt."  We are now seeing that this long-held premise has all of the validity of an old wives tale.  That is, it may sometimes be true.  However, when the premise does not hold, the consequences of putting our trust in such a wives tale may be severe."  Read more of this article, authored by Omega Performance's Dr. Jerry Crigger, Vice President, Senior Consultant: Credit and Risk.

  • Bridging the Gap
    Community Banker, October 2004
    Integrating Sales and Risk Management Can Yield Higher Quality Business Loan Portfolios

  • Make Big Business out of the Small Business Market
    Omega Performance article, May 2006
    The nation's robust economy means that the small business sector will be shopping for loans in the coming months. In fact, Omega Performance research shows that the small business sector is recognised by many lending institutions as the commercial loan market with the greatest growth potential. How can your organisation develop a competitive edge in this lucrative market segment? Success largely depends on putting key business development and credit strategies into action. By Craig Anderson, National Sales Manager with Omega Performance - Australia.

  • Negotiating Loan Terms
    Banker's News, March 2, 2004
    It Pays To Do Your Homework

  • Small Business Solutions
    Community Banker, January 2005
    Finding Big Business in Serving the Small Business Market

  • Why Invest in Training
    Omega Performance Article
    A Summary of the Research