High-Impact Credit Training Blog

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High-Impact Credit Training Blog

If You’re not Learning, You’re Forgetting

April 26, 2017
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When you were in school, did you ever cram for an exam the night before? If so, did you forget much of the information shortly afterwards?

Ebbinghaus’ Forgetting Curve—or, more simply, “the Forgetting Curve”—shows how newly learned information is lost exponentially over time if it’s not used.

Basically, the Forgetting Curve posits […]

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Case Study Learning Approach – a Risk-Free, Accelerated Skill Builder

November 30, 2016
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In a commercial bank environment, lenders with commercial or small business lending responsibilities must quickly develop higher-level analytical thinking to accurately evaluate credit risk. Analysis experience develops naturally over a period of years, as lenders work with different types and sizes of businesses, different industries, and different economic conditions. However, mistakes in risk assessment […]

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Close the Talent Gap with Credit Risk Training to Attract and Retain the Best Employees

November 10, 2016
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Senior executives in the banking industry are retiring, and banks are hard-pressed to replace them. Intensifying the problem is the fact that during the Great Recession, financial institutions hired fewer bankers in their mid-30s and 40s. Moreover, technology has eliminated some banking tasks in recent years, causing bank hiring managers to believe that […]

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How to Reduce Credit Risk and Employee Friction at Banks

October 28, 2016
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Determined to increase sales and market share, banks continue to focus on external communications. They develop marketing and corporate communications strategies designed to reach target audiences and convert them to bank customers.

Undoubtedly, developing strong external communications programs to reach audiences continues to be critical to bank revenue growth. However, recent events in the lending […]

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How Credit Risk Training Reduces Financial Losses and Increases Customer Trust

October 19, 2016
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The last decade in the banking industry has been challenging. The US economy has rebounded, however, and consumers are obtaining more products and services from banks. Banks remain overwhelmed by the aftershocks of the economic meltdown.

Post-crisis, many financial institutions still are working through costly legal outcomes related to poorly structured lending policies and […]

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Credit Risk Training for Bankers: The Robust Response to Aggressive Federal Regulation

October 6, 2016
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With the economy maintaining positive growth and banks relaxing lending policies to facilitate economic development, regulatory agencies respond by implementing additional lending rules. Over the past several years, there has been a rise in the number and complexity of bank regulations. That has increased costs of compliance to avoid those associated with noncompliance.

Indeed, banks […]

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Building a Strong Credit Culture as a Team: How HR and Credit Administration Can Collaborate to Train Bankers

September 28, 2016
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Today, organizations must develop a collaborative leadership culture that facilitates employee engagement to achieve institutional goals and objectives. Commercial banks are no different, especially in the credit environment they now face. In the postglobal financial crisis economy, alleviating financial threats is critical to preventing financial losses. All employees must work as a team and understand […]

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Your Road to Success Starts with Understand. Apply. Differentiate.

May 12, 2016
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A recent survey by Forrester Research revealed executives are four times more likely to positively respond to a business conversation than a product conversation. And yet those same executives estimate that less than 25 percent of their workforce is proficient in having that business conversation with customers.

We focus on three areas to help […]

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